Real Estate Information

According to Stan Humphries, chief economist for Zillow.com, across the nation there are currently 1.4 million mortgages in serious delinquency that have not yet entered the foreclosure process. Another 1.5 million homeowners are already in the trenches of the foreclosure process. When you do the math, we are talking 3 million homeowners potentially headed for foreclosure. Wow! - That’s an alarming statistic when you consider that total annual home sales are only 5 million. The foreclosure crisis of 2009 is not over and we’re going to see a lot more foreclosures happening all over as 2010 approaches.

Leigh Brown, real estate agent and foreclosure specialist for the Charlotte metro area in North Carolina, is an expert when it comes to helping her clients buy foreclosure properties in Charlotte, NC. Leigh understands the ins and outs of the foreclosure buying process and knows how to scout out great foreclosure investment opportunities in Charlotte, NC.

More on Foreclosures

For more information on foreclosures, please read athe following articles:

Foreclosure Process & Time-line Charlotte North Carolina – Article discusses the two primary types of foreclosure procedures – judicial and non-judicial, what happens during a typical 4 month foreclosure time, the foreclosure redemption period and more. ..

Three Ways to Purchase Foreclosures and Bargain Real Estate in Charlotte, NC – Article discusses the three ways you can purchase foreclosure properties including: buying foreclosures from the lender (REO), foreclosure property auctions, pre-foreclosure sales (short sales) and more…

Loan Modification in Lieu of Foreclosure – Charlotte North Carolina – Article talks about how mortgage loan modifications work, how loan modifications can help you avoid foreclosure; how to qualify for a mortgage loan modification and more…

Beware of Foreclosure Scams – Charlotte North Carolina – Article discuss the need to be cautious of foreclosure Scams; typical foreclosure rescue scams to look out for such as “the bait-and-switch,” “phantom assistance” and “the bailout;” tips on how to avoid foreclosure scams; legitimate organizations that help homeowners facing foreclosure and more…

If you would like more information about foreclosures or if you are looking to purchase foreclosure real estate in Charlotte, North Carolina, contact Leigh Brown - Charlotte, NC foreclosure and bargain real estate specialist.

According to ABC News.com’s Good Morning America, “As the national mortgage crisis threatens millions of Americans, more people than ever are choosing to short-sale their homes rather than face foreclosure.” The state of our economy and dip in the housing market has become a rough ride for many, especially for homeowners who have fallen behind on their mortgages, can’t sell their homes and are facing foreclosure. Lenders have also suffered tremendous losses as a result of the foreclosure crisis and now more than ever, are willing to accept short sales as a viable alternative.   

Benefits of a Real Estate Short Sale

A short sale is when the sale of a home or real estate property is less that the amount that is owed to the lender. For a short sale to happen, the mortgage lender must agree to accept less than the total amount that is actually due on the mortgage. The lender may choose to go with a short sale rather than foreclose simply because it saves them substantial costs incurred in the foreclosure process. They would rather eat the moderate loss of a short sale and walk away from the foreclosure headache. The borrower is able to walk away from their home and save their credit from total ruins, making a real estate short sale a beneficial economic solution for both the borrower and the lender.

Qualifying for a Short Sale

For a lender to agree to a short sale in Charlotte, NC or any where else for that matter, the borrower must prove their economic or financial hardship to the lender and their inability to pay their current loan. Most lenders have predetermined criteria for short sale transactions and their willingness to do a short sale varies. The steps for qualifying for a short sale that most lenders adhere to can be found in the article Short Sales in Charlotte NC.

Typically,  lenders these days have loss mitigation departments that are specifically set up to handle and evaluate foreclosures and short sales. Once the lender actually agrees to a short sale, the homeowner is allowed to sell the property for less than what is owed on the mortgage and all proceeds of the sale are handed over to the lender.

Beware of Real Estate Short Sale Sharks

Desperate homeowners facing foreclosure due to financial hardship need to beware of short sale home buyers and/or investors who are basically real estate short sale sharks. They prey on unsuspecting homeowners in crisis and can cause more harm than good, including eventual foreclosure. Obviously, short sale scammers are looking out for their own interests, not the other way around.  Therefore, never sign a deed, power of attorney or quit claim without consulting an attorney or your title company first.

Buying Short Sale Real Estate in Charlotte, North Carolina

The bottom line is that buying short sale real estate is a great way to purchase a home in Charlotte, NC at a bargain price. Leigh Brown, Charlotte’s premier real estate agent and short sale expert can help you find short sale opportunities in Charlotte, NC. Leigh understands the ins and outs of the short sale process and what a short sale buyer needs to look out for such as legal entanglements and/or unexpected tax ramifications.

For more information on short sales or if you are looking to purchase short sale property in Charlotte, North Carolina, contact Leigh Brown today!

Due to the current state of our economy and the credit crisis spreading across the prime mortgage sector, many borrowers who were previously considered lower risks are now facing foreclosure.  At the same time, properties held as collateral by the banks are continuing to lose market value. The bottom line is that foreclosure has become a costly option for lenders to pursue. The good news in all of this is that lenders have become more amenable to mortgage loan modifications rather than incur the costs, headache and hassles involved in the foreclosure process.

The Squeeze of the Times

When the foreclosure crisis first erupted and imposed a serious squeeze on the nation’s housing market, Washington bureaucrats encouraged the mortgage industry to offer mortgage loan modifications in lieu of foreclosure whenever possible. However, since there was no “official legislation” in place making loan modifications mandatory, lenders were less inclined to help those behind on their mortgages and avoid foreclosure. As time passed and the foreclosure crisis worsened, lenders changed their tune. They are now more willing to consider loan modification over foreclosure. Mortgage loan modification really helps both lenders and homeowners to come out ahead in the end.

How Mortgage Loan Modifications can Help

With a mortgage loan modification, it’s possible to refinance the debt and/or extend the term of your original loan, which will make your monthly payment more affordable. Loan modification also allows you to build your arrears (payments missed) into the new 30 year loan. With all the current lending laws and government assistance programs that are now available, mortgage loan modifications are a lot easier to come by.

Qualifying for a Mortgage loan Modification

In order to qualify for a loan modification the borrower must first prove there was a hardship or some sort of lender misconduct which caused their mortgage payments to fall behind. Income will also be used to determine mortgage loan modification qualification. A mortgage loan modification can stop foreclosure, but only if you act quickly and efficiently.

Hire a Professional Who Understands Mortgage Loan Modification

If at all possible, hire a qualified attorney that understands the mortgage loan modification process and who can negotiate on your behalf. It’s important that borrowers understand that attempting to get a loan modification doesn’t necessarily stop the foreclosure process from continuing. Until your loan statement clearly indicates that you are current on your mortgage payments or you have something in writing stating that your loan is current, the lender can continue the sale of your property.

Contacting Your Lender

The first step is contacting your lender to discuss if they’re open to a loan modification.  If you want the lender to allow more affordable  mortgage terms, you will first have to demonstrate that you are unable to repay the existing mortgage. At he same time, you will have to demonstrate an ability to repay a modified new loan. Borrowers looking for mortgage loan modification have a much higher chance of getting approved with good credit and provable steady income. If you are a homeowner facing foreclosure, it is definitely worth trying for a  loan modification.

Leigh Brown, Charlotte NC Foreclosure Real Estate Expert

For more information on:

• Buying Foreclosures Properties in Charlotte NC  
• Foreclosure process and time-line 
• Foreclosure Scams
• The three ways to purchase foreclosures

Contact Leigh Brown - foreclosure and bargain real estate expert of Charlotte, NC.

$100 Down Payment HUD Home Program Requirements 

In order to take advanatage of the HUD Home Program and purchase a home in Charlotte, NC with only $100 down, there are a few requirements:

• Owner-occupancy – Buyer must live in the home as their primary residence for at least one full year.
• Property type – Single family residence, town home, condos.
• Purchase price – Buyer must offer HUD’s full asking price.
• Loan types – FHA Fixed Rate 30 year, FHA Fixed Rate 15 year, FHA Secure 30 or 15 year, FHA Stimulus 5/1 ARM.
• Buyer cannot finance closing costs, prepaids, etc. into the loan.
• Income – Buyer must show enough income so that that their debt-to-income ratios are 31% /43%.
• Maximum Loan Amount – Not to exceed $362,790.
• Eligibility – Buyer/borrower must have a social security number and demonstrate two years of employment history. Permanent resident aliens and non-resident aliens must show proof of lawful residency issued by the Bureau of Citizenship and Immigration Services (BCIS).
• Credit Score – Buyer must have a credit score of at least 580 (some lenders require a minimum of 620 or higher).
• Bankruptcies and/or Foreclosures – Buyer must have a minimum of two full years since discharge of a bankruptcy and a minimum of three full years since a foreclosure.
• FHA mortgage insurance is required on all loans.

Why FHA-insured Financing is Great!

Millions of Americans have obtained the “American Dream’” of home ownership utilizing FHA-insured financing. FHA-insured loans are safe, affordable, offer competitive interest rates and flexible credit qualifying.  With the $100 Down Payment HUD Home Program, it’s the perfect time to purchase a Charlotte, NC HUD Home with FHA-insured financing.

For more information about the $100 Down Payment HUD Home Program or to purchase a Charlotte, NC home with $100 down, contact Leigh Brown, real estate expert of Charlotte, NC.

October 14, 2009 by Victoria Stankard

According to U.S. World News, "More than a million foreclosed and "distressed" properties are expected to hit the market this year from two-bedroom starter homes to 20-room mansions."  Typically, the bank will hire a real estate agent to sell the property and many times for much less than what was owed on it.

If you are looking to purchase a foreclosure property in Charlotte, North Carolina, the first thing you need to do is find a qualified real estate agent who knows how navigate the foreclosure acquisition process. That person is Leigh Brown, a professional real estate agent serving the Charlotte metro area.

Know the Market Value of the Foreclosure Property You are looking to Purchase

Leigh Brown has extensive knowledge of the current real estate and lending markets of Charlotte NC, including the foreclosure market. She is an expert when it comes to locating foreclosure properties for sale in Charlotte, NC as well as establishing their true market value, which is often very different than the bank's asking price and definitely not a deal if the property's market value has taken a nose dive.

Keep in mind that banks will often sell bank-owned properties that are distressed and try and make a profit on the sale if they can. Leigh can provide you with a Property Analysis of the Charlotte, NC neighborhood you are looking to purchase a foreclosure property in, along with any expected expenses you might incur in the transaction.

When buying a foreclosure property in Charlotte, NC, you will be responsible for all necessary repairs, so it's always best to estimate high rather than low for what those costs might be. You may also need ‘hard cash' when purchasing a foreclosure property because quite often traditional bank financing will not be available.

The Laws That Govern Foreclosures

Every state has it's own rules that govern foreclosures.  According to the Office of the Attorney General for the State of North Carolina, the following rules apply:

• In the absence of a power of sale clause in the loan document that authorizes the lender to sell the property in the event of default, the lender must sue the borrower to obtain an order to foreclose.
• Non judicial foreclosure requires that the clerk of the court hold a hearing to determine whether or not a foreclosure may take place. The notice of hearing shall be served upon all parties at least 10 days prior to the date of the hearing. If the clerk of the court finds that foreclosure may proceed, the process is as follows:
• The notice of sale must be mailed by first class to the borrower, published weekly in a newspaper of general circulation in the subject county for two successive weeks, with the last publication date not less than 10 days before the date of sale, and posted on the courthouse door at least 20 days before the date of sale.
• The sale will take place at the subject courthouse on the date designated between the hours of 10:00 AM and 4:00 PM. The auction shall remain open and bids may be filed with the clerk of the court for 10 days following the sale date.
• The sale may be postponed by announcement of postponement at the time and place of the original sale. A notice of postponement stating the new date and time of sale must be posted on the courthouse door.

Although foreclosures are happening nationwide, you need a savvy foreclosure expert like Leigh Brown who knows how to get through the labyrinth of the foreclosure acquisition process.  She has helped many of her clients take advantage of the variety of foreclosure opportunities that are available in Charlotte, NC.

Contact, Leigh Brown, the foreclosure buying expert of Charlotte,  NC.

October 16, 2009 by Victoria Stankard · Leave a Comment 

According to MSN Money, one of the best places to invest your hard earned dollars is in foreclosures and bargain residential real estate. Interest rates are at all time lows and with the stock market looking a bit too dicey for the average investor, many are choosing to invest in bargain real estate and foreclosures. There is less risk involved and real estate is something tangible they can understand.

Some of the hottest deals in the Charlotte, NC Real Estate real estate market today are foreclosure properties for investors and home buyers alike. The current economic downturn and market makes it the perfect time for a small investor to purchase a foreclosure property in Charlotte, NC for their residence, rental or resale. The idea that real estate bargains and foreclosures are only available in low income neighborhoods is a myth. The truth is there are plenty of foreclosure properties and real estate bargains available in some of Charlotte's choicest residential neighborhoods. The current economic situation has hit homeowners in all income brackets, providing a vast assortment of Charlotte foreclosed properties to choose from.

Buying Bargain Real Estate and Foreclosures in Charlotte, NC

REO'S

For inexperienced buyers purchasing a foreclosure in Charlotte NC from the lender or (REO) is actually the safest route. There are fewer risks, no liens or tax surprises and no tenants that you will be responsible to evict. In some situations, the lender might even offer financing on the property at a below-market rate or with a lower down payment. Although lenders are not obligated to provide full disclosures in a foreclosure transaction, the rest of the buying process from a lender is similar to a traditional home buying transaction.

Typically, bank-owned or REO homes are properties that didn't receive bids during an auction and many lenders will offer these homes at a deeper discount just to unload them. Keep in mind that many REO homes are "distressed" because they have not been properly maintained. 

According to Leigh Brown, Charlotte, North Carolina's foreclosure and bargain real estate expert, "Buying a foreclosure might be more expensive than the resale on the same street when you take repairs and upgrades into account."

That is why it's important to have an experienced foreclosure real estate expert like Leigh on your team. She can provide you with a comprehensive property analysis, which includes all necessary expenses you might incur in the transaction. With REO investing buyers do have legal recourse if the property has undisclosed liens or other problems.

Property Auctions

Another popular method of purchasing a foreclosure property in Charlotte, NC is to visit the courthouse, where property auctions are held.  However, this is the riskiest route for first-time investors and home buyers, mainly because the buyer can't see what kind of condition the property they are buying is in or conduct an inspection. Often times, the buyer will also be responsible for evicting the current tenant if it's a rental or the previous owner, which is never a pleasant task.

Pre-foreclosure Sales

Pre-foreclosures or short sales are generally homes whose value is less than what is owed to the lender. The largest profits on foreclosures are obtained through pre-foreclosure sales because homeowners facing foreclosure are often willing to sell their home at a loss to pay off their lender in order to salvage their credit. Of course, the lender must approve the short sale which can be an ordeal in itself.  If you are looking to purchase a pre-foreclosure  in Charlotte, NC,  you need a qualified real estate agent who knows how to find homes at risk of foreclosure. Leigh Brown, bargain real estate and foreclosure expert has helped many of her clients purchase homes in pre-foreclosure. 

Buying a foreclosure property is a great way to purchase a home in Charlotte, NC and there are many REO, property auction and pre-foreclosure (short sale) opportunities  currently available to choose from. Leigh Brown knows the Charlotte, NC bargain real estate market. She will not only help you find the right property, she will guide you through the buying process every step of the way - Contact Leigh today! 

October 20, 2009 by Victoria Stankard · Leave a Comment 

In these tough economic times, many homeowners are facing possible foreclosure. Consequently, foreclosure rescue scams that target families who have fallen behind on their mortgage payments are on the rise across the nation. Unsuspecting homeowners need to beware of foreclosure scams artists who make false promises to save their homes. Instead, they cause financial damage, heartache and hardship.  If you are facing possible foreclosure and are seeking professional assistance, you need to make sure the company offering to help you is legit. You need to know who you are dealing with and what you are paying for.  

If you are aware of the games that professional foreclosure scam artists play, you are less likely to fall prey to their tactics. Foreclosure scammers are bottom feeders and when it comes to honesty, integrity and decency, they have none. They will lie, exaggerate, apply pressure and basically do and say whatever it takes. 

Foreclosure Scam Tactics

Foreclosure rescue scammers  use basic tactics under already unfavorable conditions in order to gain their victim's trust. They stop at nothing and will employ the use of lies, misinformation, exaggeration pressure, fraud, deception and even forgery. The desperation a homeowner who feels when their dream of home ownership is slipping away makes them an easy mark for foreclosure scams. Foreclosure scam companies will often charge hefty upfront fees or turn around and steal the homes right out from those they promised to help and then vanish into thin air.

If you are aware of the games that professional foreclosure scam artists play, you are less likely to fall prey to them. Foreclosure scammers are bsically bottom feeders. When it comes to honesty, integrity and decency, they have none. 

Typical Foreclosure Rescue Scams to Look Out For

Desperation and despair can cloud one's judgment and homeowners who are already under emotional duress, often lack proper information about what to do in the pressure cooker situation of possible.

Here are a few common foreclosure scams homeowners need to to look out for:

• The Bait-and-Switch - This is when you sign away ownership of your home. You are told by the foreclosure scammer that you are signing documents for a new loan. However, you will be paying the mortgage without owning the home. The scammer tells the homeowner that he will bring the mortgage current but needs a few documents signed that protect his interest and then gives the foreclosure scam artist ownership of the property.
• Phantom Assistance - These are the foreclosure scammers who claim to know all the ins and outs and what to say to lenders in order to stop the foreclosure process. They give homeowners a false sense of hope, which prevents them from seeking qualified help elsewhere. Foreclosure rescue scammers often charge ridiculous fees for phone calls and basic paperwork the homeowner could've easily done on their own for free. The foreclosure scammer may also promise to represent the homeowner but will not follow through. Often times, the taken homeowner receives too little or no help too late to prevent foreclosure from happening.
• The Bailout - The homeowner signs over the deed believing that they will be able to remain in the house as a renter or eventually buy it back form the buyer over time. Typically, the terms of the deal are so harsh that it is nearly impossible for the homeowner to buy their property back, which was why they did the deal in the first place. In the end, the homeowner is left in the cold and the buyer skips off with most or all of the original homeowner's equity.

A Few Ways to Avoid Foreclosure Scams

Here are a few helpful tips to avoid foreclosure scams:
Don't pay anyone who claims to stop foreclosure. You can stop the auction yourself and there are several foreclosure assistance programs that offer free assistance. 

Never sign anything that you don't fully understand.

• Never feel pressured into signing anything. Take your time
• Never make mortgage payments to anyone but your lender.
• Never sign over the deed to your home without talking to your attorney or title company first.

There are legitimate companies and organizations that are willing to help homeowners who are facing possible foreclosure such as Hope Now  and HUD.  Ask the right questions and never sign anything you are unsure of.

For more information about foreclosures, foreclosure scams or foreclosure properties for sale in Charlotte, North Carolina, contact Leigh Brown - Charlotte, NC's  foreclosure real estate expert.

If you invest in real estate wisely, it can provide tremendous returns on your money. The truth is there are many risks and barriers to real estate investing.  Some are ‘perceived risks’ and some are very real. In today’s uncertain economic times, you need to be sure you are making a sound investment because one misguided real estate investment can set you back financially for years.

“Buying property has always been a great way to earn extra money and build long term wealth” says Linda Dana, one of the founders of the Charlotte Real Estate Investment Association (REIA) of North Carolina.  However, you need someone on your team who is knowledgeable about the market you are looking to invest in as well as someone who understands the ‘ins and outs’ of real estate investing.

Leigh Brown, Charlotte North Carolina’s real estate investment expert is that person. Leigh has lived in the Charlotte metro area her entire life and has been helping her clients make intelligent and informed real estate investments in Charlotte, NC for many years.  She has extensive knowledge of the current real estate and lending markets of Charlotte NC and surrounding areas of Charlotte.

Investing in Charlotte NC Foreclosure Properties

The current foreclosure market in Charlotte, NC offers an opportunity to earn great returns as an investor. There are many foreclosures in Charlotte NC  for real estate investors to explore within their real estate investment strategy.  Leigh has helped many of her clients find incredible foreclosure investment opportunities in the Charlotte metro area.

Although banks will often accept substantially less for the property in order to free themselves of the costs incurred by holding onto it, investors must be cautious when looking at real estate owned property (bank owned).  Leigh  can educate you on the’ real value’ of the property as banks will sell the property and make a profit on the sale if they can.

Leigh Brown Makes Charlotte NC Real Estate Investing Easy!

Leigh understands that real estate investing can be intimidating for the average investor. Leigh has the gift of making real estate investing in Charlotte NC easy because she takes care of her investors every step of the way.

She will walk you through the entire real estate investing process, which includes:

• Help you find the right property.
• Refer you to her network of bankers and brokers.
• Provide you with a Property Analysis, which includes an in-depth analysis of the neighborhood you are looking to invest in, expenses and expected return.
• Refer you to her established local network of inspectors, appraisers, property managers, contractors, title agents and other real estate professionals that are part of her team.
• Help you with property acquisition and walk you through the escrow process.

Charlotte NC Real Estate Investment Expert

 If you are looking to invest in Charlotte North Carolina real estate, contact  Leigh Brown and allow her to be your personal guide to intelligent Charlotte, NC property investing!

We want to invite you to our Open House Extravaganza, September 12-13th; all weekend long! Refreshments and schedules provided at each home. Visit one or visit fifty.

All we ask is that you support local schools by bringing a few school supplies to one or each of the homes you visit. Our agents and our sellers are dropping off all of our school supplies to area schools to take some of the burden off of needy children and their families.

New home buyers don’t forget the $8,000 tax credit expires December 1st! In order to qualify for this potential tax credit you must close by November 30th! Please ask any of our agents at any of our homes for details.

RE/MAX Signature Properties is hosting an Open House Extravaganza next weekend!  This will be a great opportunity to make the most of your cruising time, by visiting over 60 open houses on Saturday September 12 and Sunday September 13 2009!

In addition to these properties being open to homebuyers, each house will be a dropoff point for school supplies, to be distributed to our local public schools.  Now that school is officially in session, the guidance counselors at our local schools recognize which children are in need of basics.  You can drop off backpacks, reams of paper, kleenex, anything you have seen on a school supply list.  The schools are experiencing major shortages this year due to budget cuts, so we are asking our clients and friends in the public to help us shore them up, to help our kids.

Each house will be open for one hour, and maps will be available at each location to make your trip easier.  We hope to see you!

    Saturday, September 12th, 11:00-12:00 Noon     5845 Cherrycrest Lane     Charlotte     $175,000     2030 Arbor Crest     Charlotte     $214,900     12531 Panthersville     Charlotte     $148,500     4501 Quail Ridge     Charlotte     $250,000     14215 Wentwater     Charlotte     $154,900     6305 Downfield Wood     Charlotte     $187,500     9852 Flower Bonnet     Concord     $435,000     9315 Backwoods Pond     Concord      $139,900     1045 Meadowbrook     Concord     $148,000     522 North Oak     Concord           1429 Lockhart     Concord     $207,000     1850 Wightman Oaks     Concord     $275,000     121 Lake Davidson Park     Davidson     $237,600     2803 Donegal     Kannapolis     $700,000     2803 Maryland     Kannapolis     $100,000     2180 Mallard Pointe     Kannapolis     $124,900     Saturday, September 12th, 12:30-1:30 PM     7903 Lansford     Charlotte     $325,000     11405 Erwin Ridge     Charlotte     $169,900     616 Wrayhill     Charlotte     $195,000     12405 Sandringham     Charlotte     $230,000     9806 Hood     Charlotte     $499,000     6009 Elm Cove     Charlotte     $188,500     8836 Red Tail     Charlotte     $189,900     1804 Oakdale Green     Charlotte     $122,500     643 Georgetown     Concord     $359,500     362 Wakemeadow     Concord     $120,000     440 Falcon     Concord     $575,000     2423 Christenbury Hall     Concord     $1,150,000     11955 Terrill Ridge     Davidson     $382,000     7900 Blackwood     Denver     $450,000     4946 Sunburst     Harrisburg     $125,000     8506 Picadilly     Harrisburg     $222,000     Sunday, September 13th, 2:00-3:00 PM     2406 Shenandoah     Charlotte     $425,000     4722 Lenox Hill     Charlotte     $214,900           9150 Foggy Meadow     Charlotte     $147,500     3255 Ridge     Concord     $325,000     2819 Clover     Concord     $175,000     7015 Merrymount     Concord     $178,000     694 Georgetown     Concord     $425,000     2505 Fallbrook     Concord     $440,000     613 Georgetown     Concord     $360,000     384 Havenbrook     Concord     $119,900     1389 Lloyd     Concord     $250,000     8313 Middleton     Harrisburg     $247,500     4000 Elsinore     Kannapolis     $375,000     1003 Crooked River     Waxhaw     $550,000     Sunday, September 13th, 3:30-4:30 PM     3201 Halcott     Charlotte     $299,900     4300 Woodwind     Charlotte     $250,000     7408 Tarland     Charlotte     $299,500     75 Cabarrus     Concord     $225,000     2589 Sunberry     Concord     $207,500     2564 McGinnes     Concord     $245,000     2557 Bellingham     Concord     $312,000     4500 Hamby Branch     Concord           19432 East Battery     Cornelius     $224,000     4130 Burnage Hall     Harrisburg     $799,900     12742 Cross Dale     Huntersville     $171,500     9231 Innesbrook     Indian Trail     $264,900     422 China Grove     Kannapolis     $175,000     2817 Carriage Crossing     Matthews     $227,000

And of course, if you just want to continue your home search online, you can visit my MLS search site here.

If you are a first time buyer and curious about the $8000 tax credit, you can learn what you need to do here.